Real estate financing has never been
so easy!
Cashare supports you with optimal mortgage solutions
Want a property? No problem! With tailor-made financing solutions, you no longer have to worry about your real estate loan. Benefit from the crowdlending pioneer and a strong crowd of investors. Get your dream property today.
3 ADVANTAGES FOR YOUR REAL ESTATE FINANCING
Cheap and fast
Cashare is not a bank, but an intermediary that finds the right mortgage for you. We are specialized in mortgages. This saves costs for financial institutions and allows us to offer you particularly favorable conditions.
Low interest rates from 2.1%
Cashare works as a modern intermediary platform and reliably finds you the best conditions. As a result, you benefit from unbeatably low interest rates starting at 2.1%.
Simple document management
Benefit from simple online document management. There are no costs for you and we will get the best offer for you. This is the quick way to get the mortgage you want.
WE OFFER 3 REAL ESTATE LOANS
Mortgages for
private individuals
private individuals
Real estate loan
with mortgage
Mezzanine financing
with Cashare
IN 3 SIMPLE STEPS TO YOUR REAL ESTATE FINANCING
1
Simply apply for a mortgage online
Easily create your online application in a about 10 minutes. Then upload your complete documents securely to the Cashare platform.
2
Application review
We will review your application and work with our partners to find the best terms for your mortgage.
3
Fast payout
Get your mortgage ASAP! As soon as your application is approved, we hand over the information on the lending relationship to the financing bank. And they will pay out the mortgage.
EASY, CHEAP AND FAST
REAL ESTATE LOANS
Real estate is an integral part of the Swiss economy. Individuals, SMEs and professional real estate companies traditionally rely on banks to finance their properties and conversions. Cashare is a fast, easy and cost-effective partner in real estate financing for private individuals, SMEs and real estate companies. We support our customers with tailor-made real estate solutions. Contact our real estate team today.
WHAT CONDITIONS DO I HAVE TO FULFILL TO GET A REAL ESTATE LOAN?
- Maximum loan-to-value ratio of 80 % of the market value.
- The financial burden may not exceed 40% of the gross income.
- The minimum size of the mortgage is CHF 250,000.
FREQUENTLY ASKED QUESTIONS
Mortgage for private individuals
The entire approval and financing process usually takes about 10 business days. In some cases it may take a little longer.
Cashare is not a bank, but an intermediary who finds the right mortgage for you from a large number of offers. Cashare specializes in mortgages and can thus efficiently handle the processing of your mortgage inquiry in a bundled manner. This saves the financial institutions costs and enables us to offer you particularly favorable conditions. If a mortgage is successfully concluded, we receive a commission from the relevant bank or insurance company.
We receive a brokerage commission from the financial institutions if you can successfully complete a favorable mortgage through our brokerage. In any case, our service is free for mortgage customers.
The Cashare real estate loan
The Cashare real estate loan is financed by the crowd. After a positive review of your application, the financing is released to the crowd. Investors can now invest in your loan via the platform.
As soon as the financing has been successfully carried out, you will receive the signed contracts and return them to us. The loan will then be paid out according to the cut-off date. You can make interest payments and any amortization payments simply and easily in one payment to Cashare on our processing account at PostFinance. Through our booking platform, the payments are recorded, distributed to the individual investors and immediately forwarded to them.
We charge borrowers a fee of 0.75% per year (according to the term) of the loan amount for arranging and processing the financing. If financing does not materialize or if you withdraw from it within the withdrawal period, you will not incur any costs. In addition, there are the fees for the appraisal of the object in the amount of CHF 500.00.
Mezzanine financing for professionals
For the property for which mezzanine financing is planned, create a documentation with the necessary documents. As soon as you have everything together, contact us directly by form or by phone so that we can have an initial informative discussion and clarify your needs. If mezzanine financing is the optimal solution, we check the financial figures of the real estate company and create the financing project together. This is then activated on the platform for financing by the crowd. After successful financing, you will automatically receive all contract documents and send them back to us signed. We take care of the punctual payment and the repayment is easy and convenient via the Cashare processing account. We make sure that all investors get their correct share.
The fees are set individually on a case-by-case basis and depend significantly on the size of the project. However, they never exceed the maximum amount of 0.75% per year of the financing amount.
We charge borrowers a fee of 0.75% per year (according to the term) of the loan amount for arranging and processing the financing. If financing does not materialize or if you withdraw from it within the withdrawal period, you will not incur any costs. In addition, there are the fees for the appraisal of the object in the amount of CHF 500.00.
Do you have any further questions?
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