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Get started
EN
EN DE FR

The simple path with the
Cashare loan

Trust the FinTech pioneer.
Flexible and secure loans, tailored to your needs.

Apply for a personal loan
Apply for an SME loan
Apply for a mortgage

Cashare operates quickly and simply

Efficient processes

The loan application is quickly completed online. The credit check is carried out in the shortest possible time, and you receive your personal offer.

Attractive conditions

We connect borrowers and investors directly through our credit marketplace. This allows everyone to benefit from attractive interest rates and transparent fees, without any bank involvement.

Flexible terms

You determine the desired term according to your needs. Early repayment is always possible without any problems.

Secure processes

Full cost control and strict security measures protect you and your data.

Requirements for Your Loan

Quick and Easy
Credit

Personal Loan

  • Of legal age (at least 18 years old)
  • Swiss or Liechtenstein citizenship or valid residence permit
  • Swiss bank account
  • Permanent employment or regular, verifiable income
  • No outstanding debt enforcement proceedings and/or loss certificates
Apply for a personal loan

SME Loan

  • The company is a Swiss or Liechtenstein firm registered in the commercial register
  • The company has existed for at least 2 years
  • The company has a minimum annual turnover of CHF 100,000
  • The company has a positive cash flow or expects to have it in the short term
Apply for an SME loan

Real Estate Loan

  • Maximum loan-to-value ratio of 80% of the market value
  • The financial burden must not exceed 40% of the gross income
  • Minimum mortgage amount of CHF 250,000
Apply for a real estate loan

3 Steps to Your Desired Loan

How the Loan Application Works

Fill out the loan application and submit the required documents online. It couldn't be simpler.

We review your application quickly and securely. Once your loan is listed on our platform, Cashare investors have the opportunity to fund it.

After the financing phase and signing of all contracts, the loan amount will be paid out to your account.

Our investors finance a variety of loan applications – achieve your goals now with crowdlending.

Apply for a personal loan
Apply for an SME loan
Apply for a mortgage

Our Advantages

Experience - Security
Efficiency - Technology

With innovation and responsibility, we provide cost-effective solutions for borrowers and investors. Borrower and Investors.

About Us

Founded in 2008 as the first Swiss crowdlending platform, Cashare has established itself as a leading provider of innovative financing solutions. With over 60,000 customers and CHF 2.5 billion in verified loan applications, Cashare offers proven and secure financial solutions.

Transparent & Efficient Processes

Cashare stands for clear, fair, and transparent processes. Whether for borrowers or investors, all steps are structured without hidden fees or surprises.Users can make informed financial decisions thanks to real-time updates and detailed analyses.

Flexible and Transparent Financial Solutions for Borrowers & Investors

Cashare connects borrowers with investors, offering a fair alternative to banks.Borrowers benefit from flexible terms, attractive interest rates, and quick processing, while investors gain access to appealing returns and a diversified investment strategy.

Attractive Returns for Investors

Investors benefit from attractive returnsthat optimally complement traditional investment forms in a portfolio, especially as an extension in the fixed-income sector..

Security Through Intelligent Risk Management

Optimize your portfolio with our customized investment solutions for institutional investors. Benefit from strong risk management and professional handling at every stage.

Sustainable Financial Solutions

Cashare connects borrowers and investors to form a strong financial community. Through crowdlending, financial independence is promoted, and small businesses that otherwise would not have accessto fair financing opportunities are supported.

Borrower

Investors

About Us

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Legal matters

The Cashare database is registered with the Federal Data Protection and Information Commissioner (FDPIC).

 

Cashare is a member of the SRO Polyreg and an authorized financial intermediary within the meaning of Article 2, paragraph 3ff of the Swiss Anti-Money Laundering Act. Cashare was granted a license to grant consumer loans by the Directorate Secretariat of the National Economic Directorate of the Canton of Zug.